Tuesday, October 27, 2015

$30,000 Note Pad



I had attended this little college back in the early 1980's and could not get a job in my field upon graduation, or even so much as a job interview. It really is who you know and not what you know when looking for that first opportunity, but I did not know anybody, at least anybody in corporate America. I eventually went to work for my Father's company, but he was not of the philosophy that I should be paid very much, and that position eventually petered out, after my surviving five years or so. Three-plus decades later my first college is sending me little gifts, asking for donations to the school, which I am, unfortunately, unable to provide.

Here is their latest gift, a little note pad. Since I blew about $30,000 on that education, I figure this is a $30,000 note pad. Here it is:

$30,000 Note Pad


Sunday, October 25, 2015

It gets tiring being such a nice guy.......

I was thinking this morning how tiring it's been, being such a "nice guy", accentuated by the fact that many of the not-so-nice guys I know are now wealthy.

I had just arose from a night of near-sleep where my two outdoor dogs, or the ones I am training actually, for their absentee wealthy estate owner and known as relatively not such a nice guy, kept me awake half the night barking at shadows and then proceeded to chew up my new lounge chair, which was not cheap. The site that greeted me this morning was my new lounge chair in pieces scattered across the front porch.

I know, they're young dogs, but I have been training them in basic dog commands, come, sit, stay, etc. and have grown quite fond of them as a pair and I thought they liked me. I mean, how could they not? I'm such a nice guy. Although I train them with firmness, it is with affection. And this is how they thanked me.

It then dawned on me, how all us "nice guys" go through this process on a routine basis that usually goes like this; you meet somebody. You're nice to them and help them out, or let them borrow your stuff and then they start to take advantage and then you're not feeling like such a nice guy any more, but it's too late....

Or the girl "friends" back in my school days who I wanted to date seriously, but was too nice to them at the start and then became a trusted friend and the bang-potential went right out the window. Oh boy, that Kurt, he's such a good guy, they would gush. The sweeter of a guy I was, the less chance I had of getting laid. One day, I was letting them cry on my shoulder over some other luckier guy who was kind of a bad boy and the next day, the luckier, not-so-nice guy is getting a blow-job from my special girl "friend." Oh, she's such a good friend........

So pay attention nice guys. Prepare to pay the price..........
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Friday, October 9, 2015

Proof that Facebook is Worthless for Business

I have been attempting a career change since around November of 2014 after twelve years in the chiropractic profession, when I signed up for Realtourvision.com, a real estate virtual tour company that offers virtual real estate tours of properties for sale.

I also built a website concentrating on niche website design using pre-built templates (digimatrix) that can be easily customized, meaning very affordable and slick websites for small businesses.

I entered 2015 with high hopes for both ventures, making do with occasional manual labor jobs to support the startups.

So I published my websites and made it clear on my Facebook account that this is what I was doing and placed information there as well, with links to the sites. So, after almost a year, I haven't received so much as one business lead from my almost 200 "Friends" list, some of whom are very successful, but I have to admit, I haven't sent any leads to my "Friends" either. In my defense, if I am not doing any business, I really don't have the connections to benefit my network.

I think that the term, "Friends" on Facebook should at least be replaced with something like, "People who are watching you to make sure you get no business."

Anyway, I have begun to avoid the Facebook lately, and I swear, my mood has improved immensely.

Saturday, December 20, 2014

Graduating Class Wealth

I received my yearly request for donations from the little college I had attended for two years, before transferring to a Mega-University on an athletic scholarship, back in the early 1980's and, naturally, I still couldn't make any meaningful monetary contribution, due to various bad career decisions and countless other economic obstacles through the years.

I did find it interesting however, to compare the top five contributing classes and their rank, assuming this was a reflection on their relative financial success since graduation, as compared to other graduating years in the continuum.

Here are the current rankings:


First place was class of '68. No surprise here. They've had a lot of time to earn the big bucks and saw great benefits from the industrial boom era.

Second place was the class of '78. 1978 was the best year ever actually, according to this article: 


Third place was the class of '73. Very good.

In fourth was the class of 1988, just in time for the economic recovery from the recession of the early 1980's.

Fifth place was my class, 1983, which does not surprise me. I know of very few in my class who went anywhere, really. We came after the industrial and baby booms and before the tech boom. A lost generation.








Saturday, December 13, 2014

Don't Trust Dick's

I made a fairly large Xmas purchase at Dick's Sporting Goods recently and let the cashier talk me into applying for a Dick's credit card in exchange for a $25.00 discount, on the spot.

Now I'm old enough to know that credit cards can quickly build up interest charges and late payment penalties, if you forget about them for any length of time. So, I made a mental note to pay that thing off as soon as the physical card came in, which I did.

So what do I get in return for being a responsible consumer and paying my bills on time? A $25.00 charge on my next statement. So the $25.00 discount is a big, fat lie. And I suspect that this is the scam at every big retailer, when they make this offer, so, unless you need another credit card, say no at the register, because you will pay, one way or another, for any favors they may offer you.

Keep an eye on these banks and credit card companies. They are designed to rob you blind. Put that money under the mattress.

Scammed!!!


The best cure for credit card fees


Thursday, November 13, 2014

Winterizing my window air conditioner

My stupid central heating and air conditioning system quit on me back in March of 2014, just in time for the stinkin' hot Tennessee summer. This was a new townhouse five years ago. The builder apparently gave me "half a ventilation system, to save money and make more profit on the project", according to one anonymous AC pro I consulted with on the system's shitty performance very often over the last five years. This after they removed all the trees from the back of the property soon after I signed on the dotted line. If you get the urge to purchase a new property from "Creative Homes", run, don't walk away. Expect paper-thin walls and half a ventilation system, to start. 

In a prime example, here's the latest announcement from the original developers, a change from residential to commercial zoning right behind the property, so it will be constant construction for the foreseeable future:

Greedy Developers in Action

Getting back to my particular unit, So the system ran constantly and the upstairs still remained too hot or too cold, compared to the downstairs, until eventually it wore out prematurely, due to doing the work of two separate units. Plus, utility bills were huge, in the half my time I spent actually living here, in this Godforsaken backwater I accidentally got stuck in for way too long, due to a crappy real estate market back in 2009. I guess I really got screwed on my first-ever home purchase. I always learn the hard way, which means I am too soon old and too late smart. (See builder website link, Creative Homes).

Anyways, I had to eventually install a massive Frigidaire A/C window unit, due to the hot summer season, and it did a great job keeping at least the downstairs bearable through the warm summer. Problem is that it's now Winter and the A/C is letting in the cold air, so I "winterized" it.

I don't have any experience with such things, never having had a wall AC unit before in my past living spaces, so I did what made sense to me and applied sealing and insulation around the outside window. Here is how I did it:

Step One - Put wide duct tape around the edges.
I used epoxy tape from my radon mitigation days for securing the plastic liner, but before sticking this to the wall, you will want to lay some tape down, so you will be able to remove the whole contraption in the Spring. Epoxy tape itself is fairly permanent, so you don't want to stick it directly to the building.

Be sure and tape fully around the unit.

Next measure out enough plastic sheeting to attach to the perimeter.


Next, you want to cut enough plastic sheeting to cover the tape around the perimeter. I used vapor barrier from my radon mitigation and crawlspace-sealing days. This particular brand is 6 mil thick. Here is a link to a 6 mil, 20x25 ft. sheet: Warp Bros 6 mil.

After you cut your sheet of plastic, keep it at the ready.

Cut the Eternabond with quick, short strokes with a box-cutter

Be careful to peel the two-sided tape sticky side to the wall first.



Next, peel the plastic off the outer side of the Eternabond.

Next, carefully stick the plastic to the sticky side of the entire perimeter.

Smooth around the edges to make sure the plastic has an airtight seal. Then wrap insulation around the plastic cover, using small strips of Eternabond tape to secure the insulation. Then wrap duct tape around the insulation to hold it in place.




Lastly, wrap another layer of plastic around the whole thing, sticking it to what's left exposed of the Eternabond on the edges, to ensure that no water leaks in and soaks your insulation layer.

Not pretty, but effective.
















Tuesday, November 11, 2014

Uber Over

I do believe my time driving for Uber is over, for the most part. First, they started charging me $10.00 a week for my phone, which they had already charged me $100 for, I believe was the figure, when I started some months ago. Keep in mind the software in this special iPhone was Uber dedicated, meaning it was no good for my personal use.

Everything was fine though, as it stood then. I was eking out a living with that setup. Then, for some reason, Uber saw fit to start charging the extra $40/month. That made it generally a non-profitable venture. So I sent the phone back, in the envelope they sent me, with the promise to get my own iPhone and resume employment.

Shopping for iPhones it soon became apparent that this is a whole other racket unto itself, the whole smartphone biz, with the two year contracts, fuzzy fine print on thick packets of forms requiring my signature, signing God-knows what, and early cancellation penalties approaching five to six hundred dollars in some cases.

With the iPhone, the only phone that works with the Uber driver app, you can either buy the phone, around $500, depending on the age of the model desired, or pay for it over a two year period, which is added to your monthly phone bill, at around an extra $22.00/month. So you have this two year financing deal and a two year contract, on a phone that will be obsolete in two years, where the whole cycle will then be repeated.

Dear Uber and iPhone providers, feel free to take a hike.


Sunday, October 12, 2014

Uber Saturday

I changed my previous strategy from last Saturday - yes I'm down to driving for Uber one day per week because any day but a Saturday is pretty much a waste of my precious time - to that of starting in the wealthier suburbs and then staying put where that next ride took me, which in this case was from one spot in beautiful Franklin to another spot in Franklin, TN to start. Last Saturday I was dropping people in town and then driving back to the suburbs, which resulted in similar earnings, but put an ungodly amount of miles on the car.

Anyway, my time in Franklin didn't last long and the next ride was a long one into the heart of downtown Nashville, where I spent the next six hours in a constant state of ride-sharing. In fact, last night was one of my best blocks of drive-time ever driving for Uber, as far as mileage-to earnings ratio is concerned. I grossed about $160 for seven hours in the car, an average of $22.86/hour. After deducting Uber's 20% and some gas money, about 160 miles/25 mpg=6.4 gallons x $3.16 per gallon of premium gas equals approximately $20 in gas. So, subtract $52.00 for a net income of $108.00/$15.42/hour, and that's the best I have done with Uber.

I don't think I'm going to top that. Wait, I take that back. Earnings were somewhat dampened by a pro hockey game downtown, which tied up traffic before the start and after the end of the game. I did manage to take one hockey fan to the game, so it wasn't a total loss. Also, I tend to avoid answering most requests from the Vanderbilt college campus, as these kids tend to be snooty entitled brats, in my experience, that I tend to gladly avoid, at least lately. So, I'm avoiding one sixth or so of the city and still staying plenty busy, but earnings could be even higher.

For example, I was passing through the Vandy campus last night on the way to my favorite coffee shop and I did accept one ride request, figuring, what the hell, why not? So four seemingly drunk college guys pile in for a short trip and the one in the back seat says to the other, "my Suburban shit one of these the other day", cutting on my midsize car like it's small or something. That was my last ride out of that neighborhood, for sure.

Dear children of the rich pricks of America..........

I really hate you guys. 




Saturday, October 4, 2014

Uber Blues

I did not make a profit in September in my Uber gig... 

Of course it was no help that I worked only half the month, due to another part-time job out-of-state involving farm work, from which driving for Uber is a major break. I just had very bad luck with my low profile Continental brand tires, which are not very tough, and I would highly not recommend for city driving. 

First, I dropped off a couple of gay guys, who flew in from the West Coast, in front of an apparently very popular gay bar here in Nashville, judging from the line to get in, composed of both boys and girls. So, in my attempt to drop them off as close as possible to the front door, I ran up on the curb a little bit and what happens? The frigging right front tire blows out through the sidewall and goes flat.

So I manage to drive the car to the empty lot across the street and ended up paying a homeless guy $25 to help me change it, providing entertainment for the night-clubbing crowd. This guy was actually a God-send, as he really knew cars and prevented me from jacking up the car in the wrong spot on the plastic trim. His name was "Terrel" if I recall correctly.

Luckily the tire was covered under warranty from Discount Tire, but of course I had to buy two tires to balance out the car, so that one new tire hit me for around $200 after sales tax.

Finally getting back to driving for Uber the next Thursday night and I run over something - I don't even know what - and the next morning I notice the right front tire has a deep slice in it.

Amazing it didn't go flat.......

Luckily this is part of the other two tires left, not the new pair on the rear of the car. Back to Discount Tire again and it's covered under warranty-awesome-and I have to buy another pair of tires, $200 for the one new one to make another pair, so I'm getting killed so far in the profits department.

The reality is, as appealing as it is to make my own schedule and get paid to drive around in the car, the income to expense ratio is just not going to allow me to continue working for Uber that much longer. Though my Uber career will probably be short-lived, I will definitely continue to use the service as a passenger. It's a great deal for riders. For the drivers, not so much.

Back out tonight to try again on the busiest and craziest night of the week.......

Update - Sunday, October 5....

Saturday was busy from my start at 2 p.m. through my quit time around 1 a.m., when an apparently very drunk teen girl barfed in my car, into a barf bag luckily. I managed a gross earnings of around $180, after slapping another 220 miles on my unfortunate vehicle, but I managed to earn almost one of my damaged tires back in one night, so a good night, for this business anyway. Met young people from all over the country, so the young-generation migration continues.....

Sunday, September 14, 2014

Uber Damsels in Distress...

So I went to drive for Uber Saturday night, normally the best night of the week for earnings. I started around 6 p.m. and I got pinged right away by a couple of Welshmen who needed a ride from their Air Bnb rental house to the downtown area. It never ceases to amaze me, the people who visit here from all over the world.

Anyway, from the minute I went online, it was a fairly constant flow of rides, mostly medium and long rides, only because I made a point of staying at least 20 minutes from the center of town, where people were steadily grabbing rides back into town, until about 11:30 p.m. Then I changed my strategy, to lingering close to the downtown bar areas, where people were starting to head back to the outskirts.

I cruised by one popular and crowded spot, where I noticed a gorgeous young woman in white, attempting to hail a cab with her obviously drunk boyfriend, with no apparent luck. The problem with Uber is that I could not actually offer them a ride. I would have to wait for them to click on the app on their smartphone, if they had actually already signed up for Uber, and hope I was the closest driver.

So I made a right with the line of slow-moving traffic, to go around the block and maybe park close by, when my phone lit up with a ride request. Amazingly, it was right back in the same area where I had just seen the girl. I clicked to accept the request and proceeded to turn around.

When I finally got back there, I waited for "Stephanie" to find me parked in front of the Hard Rock Cafe, the only empty curb-space available, information which I had texted to her. After about a five minute wait, guess who opens the passenger door and hops in next to me, but this same girl in white!



She thanked me profusely and asked me to take her to a club on the other side of town. Remembering her partner, I asked if there was anyone else on the way and she said "no", she was the only one. During the trip, she called someone and seemed to be arguing with them about treating her badly and how she had no time for such treatment.

She hung up and informed me that I was a lifesaver for giving her a ride, because her boyfriend had got drunk and become quite abusive and she had been unable to find an available cab to get away from him and go hang with her friends instead. Then she had requested Uber and I had shown up in "under two minutes" and how great that was, to be able to just call a "personal driver" to escape the situation. This was actually the third time I can remember, that I picked up a woman that was in an abusive situation and whisked her away.

So, I may not be getting rich from Uber, but this part is pretty cool.

Wednesday, September 10, 2014

Uber Update Sept. 10, 2014

Was offline from Uber for about three weeks after picking up a farm labor job out of state. This job was so tough and it was so stinking hot (Central Florida) that I was glad to get back to Nashville and my air conditioned vehicle Wednesday evening from 5 to 9 p.m.

Uber had sent me an email threatening to deactivate my account if I didn't put some hours in, so I rushed right out and fired up the app. After about an hour or so, I picked up my first rider in Franklin, TN and took them all the way to the Ryman in Nashville, for a $28.00 fare. Then I hung out in Nashville for another hour before I picked up four young business hotshots from Los Angeles who needed a ride from the West End to a local hotel, for around $5.00 fare.

Then I hung around for another 45 minutes, but no more rides and I called it a night.

Mileage: Approx. 110 miles
Gross Earnings: $33.00
Gas: $11.00
Uber's take: 20%

So, let me see, .2 multiplied by 33 = Uber takes $6.60. So 33 - 11 - 6.60 = $15.40 net income

15.40/4 hours = $3.85/hour income.

I assume Uber will charge me $10.00 this week for the use of their software, so $15.40 - $10.00 = $5.40 net income/4 hours = net income $1.35/hour.

There are the numbers so far, day one.

Sincerely,

Me

Saturday, July 26, 2014

Uber Update July 26

Again I had what I thought was a stellar night driving for Uber (Friday night), picking up a steady flow of riders, starting at the airport to pick up a handsome young couple, who brought me straight downtown, where the action was already in full swing around 7 p.m.

The best part of the job is definitely meeting all kinds of people, if only for a few minutes, including a few bachelorette party groups of gorgeous young college-age girls, never to be seen again, which ultimately serves strictly as an extraordinary type of torture for me in my middle age.

Looking at the hard numbers this morning, I was again struck by the disappointingly low net income, which means that the pressure is on to find something else, before my car blows up, from all this driving. Here are the numbers:

Mileage: 155.9 To be fair, I do have to drive 34 miles just to get to Uber territory, near the "big city", so that's 72 miles out the window from the start. If you're going to do this, make sure you live closer to town.

Including my 72 mile handicap, with gas at $3.26 this week, and my car that gets 23.5 mpg/city, that works out to 6.63 gallons to go 155.9 miles, or $21.62 in gas. Without the 72 miles, that would be 155.9-72=83.9 miles if I was already living in town. 83.9/23.5=3.57 gallons of gas, equals $11.63 in gas.

Ten trips at $98.19 in fares, less Uber's 20% equals $78.55 net earnings. Less $21.62 in gas equals $56.93 total net income for 7 hours in the car, which comes out to $8.13/hour, so welcome to minimum wage! It just makes me feel really good about all the time, energy and sacrifice I put into earning those two college degrees of mine. What a joke. I do know who's laughing all the way to the bank here and it begins with a big "U" and probably an "F" in there somewhere too.

To make things more depressing, I heard a rumor that the U is going to start charging drivers $10.00 a month to lease their Uber-phones, whether you drive or not, so deduct another $520/year in expenses.

Despite being quite depressed over these numbers, I managed to up my spirits enough to get back out there Saturday night, normally the best night of the week for Uber earnings, and banged out another 7pm to 2am shift in the city, shuttling young people around from bar to bar and from the bar and back home again. The numbers for Saturday night were as follows:

Mileage: 148.5
Gas: 6.32 Gallons @ 23.5 mpg x $3.34/gallon = $21.10
Trips: 12
Hours: 7
Gross Earnings: $137.49
Uber's Take: 20% x 137.49 = $27.50
My income: $109.99 - gas @ $21.10 = $88.89 = $12.70/hour
Average Income per-mile over the last four day period: $2.28/mile(before expenses)

I managed to up my average hourly net income from min. wage to $12.70/hour and that's the best night of the week. So, theoretically if every day was like Saturday and I drove for 7 hours a day 7 days a week and I put 54,020 miles on the car (148 miles x 365 days a year), the absolute best income I could manage over an entire year is just a hair over $32,000 dollars. So there it is.

More realistically, if I just stick with driving Friday and Saturday nights, most of the year, I can bring in an extra $110 + $57 = an extra $170/week multiplied by about 40 weeks a year comes to an extra $6,800/year in earnings, although you would add some major mileage on your vehicle.

In conclusion: Uber, a great part-time gig on your own schedule, one or two weekend nights a week. Not a full-time job, unless your car is invincible, runs on electricity and never needs maintenance.

Tuesday, July 8, 2014

CNN Sucks!

Classless CNN's Fredricka Whitfield gets bitch-slapped by 80 year-old Joan Rivers in this priceless interview:


Wednesday, July 2, 2014

Central Air vs. Wall Unit

My central heating and air unit conked out around April this year, just in time for the stinkin' hot Spring and Summer season in the Middle Tennessee Valley. So I call in my A/C guys from Hiller and they were just power-selling me on getting a new central air unit, sending in three guys at once to grill me at the kitchen table, one salesman and two tech guys it seems. Just a hair over $8,000 they told me. When I balked at the price, they happily told me I could get a loan for this. An $8,000 loan? Oh boy, where do I sign up? These guys must think I'm as dumb as my biceps are big.

Well, I bought my first house to make money, not to end up in the poorhouse, so I told them thanks, but no-thanks and promptly went out to Lowes and picked up the second biggest wall air conditioning unit that Frigidaire makes, for around $430.00. I then installed it into the downstairs window, hidden behind the squat rack.

Frigidaire Model #FFRE15l3Q1  
 Well let me tell you, after a month, I could not be happier with this unit. Blowing gales of cool, dry air, it cools the entire downstairs, around 850 square feet with 9ft high ceilings and even cools the upstairs a little bit, although I have to help things along with a few floor and ceiling fans.

Better yet, utility bills are about 1/4 of what they were, despite it being way hotter and humid outside than back in March, and the unit runs half the day, at least, with the rest of the time on "Eco" setting.....

Huge electric bill, March 2014

June's tiny electric bill, minus that cash cow scam- central air







Sunday, June 29, 2014

Uber - Week One

So far, so good, although my nightly earnings have come as a disappointment. I usually log-in and check my stats the morning after a six to eight-hour night on the clock downtown. Last night for example, my latest, busiest weekend night driving in downtown Nashville, I had a steady flow of passengers from around 6 p.m. through 2:30 a.m. Big bucks, right?

 So I wake up and look at my take and it's $170-something, which is great, but this is no $60,000/year business. Something else that perplexes me is the sometimes whole point drop in ratings after what seems like a night of great interaction with my passengers.

I never get a clue that anything is less than perfect from my people. The car is a clean and air-conditioned, late model Volvo. These kids are young-in their twenties mostly and seemingly well-off for the most part, so maybe they're basically rich and hard to please. That's my guess.

Listen you little brats! Consider yourself lucky to even have an affordable, air conditioned private ride show up in 5 minutes, instead of calling an over-priced taxi from a pay-phone, which may or may not show up in an hour, which was the only way to get anywhere when I was your age and poor as shit, back in the eighties!

So it's good work for a little pocket-change, but eventually your car's gonna' blow up. This ain't new car income and you're gonna' be calling Uber yourself, for a ride too. Basically, you're sucking the value out of your car and transferring it to your bank account.

My favorite ride was the two hookers I picked up and dropped off downtown, where the one did a little dance for me in the street before they walked off and I did notice everybody present who was close by on the street on 5th avenue just stopped and stared at me for a moment, slack-jawed, even the local cop.

I'm going to change my strategy from accepting every ride request, to just taking the rides that are within a ten-minute drive of where I'm at. I did that Thursday and it was a high income, low mileage night. When the ride request comes through on the iPhone, it gives the estimated minutes of drive time that passenger is from your location. Uber has been pressuring us to accept every ride, even those that are 15-20 minutes or more away for pickup.

I followed that strategy last night and it was a lot of miles on the car. Plus I think the one girl I picked up a distance west of town must have gave me a low rating, because she was very short with me, after I got a bit lost trying to find her house, which did not come up on my GPS unit. So this is the thanks I get, for driving 20 minutes to pick up this kid.

Regardless, I'm going to enjoy the steady work, while it lasts. Seems like Uber's days are numbered and everyone is trying to sue them or regulate them out of business anyway, as is the custom in this country when anything good is happening.

First time Uber riders, get $20 off!

Saturday, June 21, 2014

Driving for Uber

Having been chronically underemployed during the year 2014, due to my trying to escape my previously ill-advised involvement in the chiropractic personal-injury racket, I am always searching for ways to make money, as it seems I am unemployable in my old age for anything other than "self employment", which means I'm on Craigslist a lot, searching in desperation for any opportunity to earn a buck.

Regardless, I spied this ad for Uber drivers on my local Craigslist, so, naturally, I applied. To my surprise, I actually got "hired" after a lengthy month-long background check and they promptly sent me an iPhone programmed for the Uber share a ride system. This is where you take your vehicle to your local city where Uber is operating and hang out until some stranger, who is already signed up for the Uber system, requests a ride through your Uber-issued iPhone.

Then you have 15 seconds to tap the phone screen and accept the ride. Punch the requested address into your GPS (purchased with your own funds) and, hopefully, it directs you to the waiting fare. There, you pull over, greet the customer and get the destination address, which you also punch into your GPS, unless you already know your city really well. Proceed from point A to point B, after touching the go button on your Uber-phone and it records the time and mileage and computes a fare, after you touch the stop button on your phone at the end of the trip, of which Uber takes 20%. The rest is deposited a few times per week directly into your bank account.

Sounds like the perfect job, right? No day is the same. Meet lots of interesting, tech-savvy people. Set your own hours, get immediate feedback on what you earned on any ride given, work in any major city.

My experience after three nights? Here are my numbers after being available from 4 through 8 p.m. two nights and 4 p.m. through 2:37 a.m Friday night:

  • Total Miles: 493.2. So I put about 165 miles on my car per working night. To be fair, I drive 34 miles just to get to the city before turning on my Uber-phone, although I did turn it on immediately Friday night and actually scored a rider halfway to town. So I am spotting myself 68 miles every day that I work, regardless.
  • Total Rides: 34. So I'm averaging just under 12 rides per session.
  • Hours: Weeknights, I work 4 to 8 p.m. Friday night I worked 4 p.m. to almost 3 a.m. 8 + 11 is 19 hours on the clock.
  • Earnings: After three days, my stats show total earnings of $371.82. So, let's see. The reward for totally killing my car for three nights is 371.82 - gas at about 23 mpg comes to about 22 gallons of gas at an average price of $3.45/gallon currently for regular = around $76.00. 371.82 - 76 = $295.82 net income. I forgot to mention that my GPS cost $200, so I have netted only about $95.00 so far. So it looks like about $100/night profit.
  • Keep in mind that commercial insurance is recommended if you ever want your car to be repaired by your insurance company if you get in an accident. Research shows that insurance runs around $1,000/month,which of course, I don't have, although Uber does cover your passengers at one million dollars each, so if I'm in an accident, I'm out of a vehicle.
In conclusion, I see ride-sharing services as a nice novelty and the software system is ingenious, but I think it's a fad whose time is limited, especially by the time these drivers have an accident, or have to buy a replacement vehicle for their beat-up Uber-wagon and realize how they've actually been run over by the costs involved. It looks like the passengers and the company are making out great, but, ultimately the driver is getting totally screwed.

In summary; It looks like a good strategy to make some quick cash, if you have a good vehicle and a clean driving record and are somewhat tech-savvy, but it's no full-time job.

The End

Thursday, May 15, 2014

Hiking Shoe Review

Picked up some new Patagonia "Nomad" hikers. These bad boys are about to get a three year torture test. Check back for long-term results.



Saturday, March 29, 2014

Anthony Robbins

I chanced upon an audio book from the 1990's by Anthony Robbins, "Unlimited Power", in which he lectures on the principles of success. I never had the patience to sit down and read it back then, so I've been listening to bits and pieces and taking notes on key points. Here's a summary of the lesson so far:

You have three decisions,

  • What to FOCUS on?
  • What does it MEAN to you?
  • What should I DO NOW?
Then, we have four steps,
  • Clearly decide what you want.
  • Take action.
  • Note what is working and what is not working.
  • When things aren't working, change your approach continually until it does work.
That's what I got so far, but it took a lot if listening to grab these key points. To be continued.....